Trade Credit Insurance
Helps Protect Against
Client Insolvencies Non-Payment Political Risks
Protect Your Business from Bad Debts & Gain Peace of Mind with our Trade Credit Insurance Solutions
- Expert Help
- Proven Results
- Ongoing Support

Our Partners
Partnered With Australia's Leading Trade Credit Insurers
As expert trade credit insurance advisors, we leverage our network of local and global trade credit insurers to provide the ideal trade credit cover solutions tailored to your unique needs.





Our Services
Tailored Solutions to Protect
Your Business from Bad Debts

Whole of Turnover Trade Credit Insurance
Covering your whole book against non-payment risks.
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Single Risk Trade Credit Insurance
Protects against non-payment from a specific customer or deal, offering targeted coverage for critical transactions.
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Credit Reports
We assess a customer's financial health and payment history, helping you manage risk and make smarter credit decisions.
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Collections
We help recover overdue payments, minimising financial losses and easing the process of chasing debt so you can focus on growing your business with confidence.
Learn moreOur Approach
The Capital Difference
Founded by industry experts, we saw the need for a more personalised and practical trade credit insurance service provider for Australian businesses. One that makes the sometimes complex trade credit insurance space, easy. We provide tailored solutions that address your specific risks and goals, offering exceptional service to support and protect your growth.
Introduction
What is Trade Credit Insurance?
Trade Credit Insurance offers bad debt protection by safeguarding businesses from non-payment by customers, ensuring your accounts receivable are secure. It covers outstanding invoices, ensuring businesses are compensated if a customer fails to pay. This helps maintain cash flow stability and manage financial risks.
The Process
How Does Trade Credit Insurance Work?
Trade Credit Insurance can cover you for up to 90% of unpaid invoices (less a small excess). This insurance helps safeguard your cash flow, manage credit risks, and promote your business growth with ongoing support and flexibility, for when you sell goods on credit.
Trade Credit Insurance Benefits
Why is Trade Credit Insurance Important for all Australian Businesses?
Trade credit insurance offers critical protection in this current turbulent economic climate, providing you with peace of mind when it comes to insolvency.
Testimonials
Client success stories
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Frederic Hill
123 Corporation
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Safaa Sampson
LMN Enterprises
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Brendan Buck
UVW Company
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Articles, stories and more
Insightful Trade Credit Finance Reads
Explore our blog for expert advice, industry insights, and latest trends in trade credit finance and business.
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<br> <br> First Time Administrations December 202411 Feb 2025 Administrations
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<br> <br> Top 10 Questions to Ask Your Trade Credit Insurance Broker05 Feb 2025 Trade Credit Insurance
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<br> <br>First Time Administrations November 202428 Jan 2025 Administrations
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<br> <br>How to Assess Your Business’ Need for Trade Credit Insurance14 Jan 2025 Trade Credit Insurance
FAQs
Frequently Asked Questions
You can trade with confidence.
Insolvency, non-payment (protracted default), contract repudiation and political risk.
It depends on industry and your buyers but somewhere between 0.1% and 0.3% of your insurable turnover is normal.
7 fairly straight forward things normally, which include your ACN, top buyers and estimated turnover.
We can normally negotiate terms between a week and a week and a half.
Yes. Some lenders mandate insurance before offering a facility and others view your credit worthiness more favourably as a result of having a policy.
Yes. Not only that but collection costs can be covered up to $10,000 under some policies.